Interactive demo · Fictional records · Changes reset on reload
Your financial landscapeSee the pieces.
See the pieces.
Understand the picture.
1 record is excluded until you add a manual exchange rate below.
Assets & debts
| Name | Value | As of | Actions |
|---|---|---|---|
| Everyday savingsasset · cash · US | $18,500.25 | 2026-10-01 | |
| Long-term index fundasset · fund · US | $76,000.00 | 2026-10-01 | |
| India equity fundasset · fund · IN | ₹10,00,000.00 | 2026-10-01 | |
| Car loanliability · debt · US | $8,200.50 | 2026-10-01 |
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Your snapshots
Changes in net worth, not investment returns.
View values
Manage snapshots
- 01/08/2026, 12:00:00 UTC
$81,000.00 · 0 excluded · 0 need a date check - 01/09/2026, 12:00:00 UTC
$83,900.00 · 0 excluded · 0 need a date check - 01/10/2026, 12:00:00 UTC
$86,299.75 · 0 excluded · 0 need a date check
Currency, with context
Enter the amount of USD for one unit of another currency. Rates are manual and dated. Changing the base currency clears these rates.
A little at a time
Savings goals
Planning amounts are separate from your assets. They are not added to net worth.
Household buffer
$7,500.00 left of $12,000.00
$681.82 per month needed across 11 future deposits.
At your planned contribution: $11,650.00 by 2027-10-01. Shortfall: $350.00.
Saved balance dated 2026-10-01No interest, investment return, tax or inflation is assumed. Deposits begin one month from 2026-10-09 (UTC), on the same day of the month or its last day when shorter. Required contributions round up to the next cent. Saved amounts are entered manually; they are not reserved or moved.
Put the terms together
Debt payoff scenarios
Use a saved liability’s dated balance. Changing or removing the liability also updates its planning context.
Car loan
6.5% fixed annual rate · 280 USD monthly + 50 extra
Balance 8200.50 USD dated 2026-10-01. Refresh old balances before relying on a scenario.
USD scenarios
Highest rate first
Paid off in 27 months
$330.00 monthly budget · $631.05 total interest
Monthly schedule
| Month | Payment | Interest | Balance |
|---|---|---|---|
| 0 | $0.00 | $0.00 | $8,200.50 |
| 1 | $330.00 | $44.42 | $7,914.92 |
| 2 | $330.00 | $42.87 | $7,627.79 |
| 3 | $330.00 | $41.32 | $7,339.11 |
| 4 | $330.00 | $39.75 | $7,048.86 |
| 5 | $330.00 | $38.18 | $6,757.04 |
| 6 | $330.00 | $36.60 | $6,463.64 |
| 7 | $330.00 | $35.01 | $6,168.65 |
| 8 | $330.00 | $33.41 | $5,872.06 |
| 9 | $330.00 | $31.81 | $5,573.87 |
| 10 | $330.00 | $30.19 | $5,274.06 |
| 11 | $330.00 | $28.57 | $4,972.63 |
| 12 | $330.00 | $26.94 | $4,669.57 |
| 13 | $330.00 | $25.29 | $4,364.86 |
| 14 | $330.00 | $23.64 | $4,058.50 |
| 15 | $330.00 | $21.98 | $3,750.48 |
| 16 | $330.00 | $20.32 | $3,440.80 |
| 17 | $330.00 | $18.64 | $3,129.44 |
| 18 | $330.00 | $16.95 | $2,816.39 |
| 19 | $330.00 | $15.26 | $2,501.65 |
| 20 | $330.00 | $13.55 | $2,185.20 |
| 21 | $330.00 | $11.84 | $1,867.04 |
| 22 | $330.00 | $10.11 | $1,547.15 |
| 23 | $330.00 | $8.38 | $1,225.53 |
| 24 | $330.00 | $6.64 | $902.17 |
| 25 | $330.00 | $4.89 | $577.06 |
| 26 | $330.00 | $3.13 | $250.19 |
| 27 | $251.55 | $1.36 | $0.00 |
Smallest balance first
Paid off in 27 months
$330.00 monthly budget · $631.05 total interest
Monthly schedule
| Month | Payment | Interest | Balance |
|---|---|---|---|
| 0 | $0.00 | $0.00 | $8,200.50 |
| 1 | $330.00 | $44.42 | $7,914.92 |
| 2 | $330.00 | $42.87 | $7,627.79 |
| 3 | $330.00 | $41.32 | $7,339.11 |
| 4 | $330.00 | $39.75 | $7,048.86 |
| 5 | $330.00 | $38.18 | $6,757.04 |
| 6 | $330.00 | $36.60 | $6,463.64 |
| 7 | $330.00 | $35.01 | $6,168.65 |
| 8 | $330.00 | $33.41 | $5,872.06 |
| 9 | $330.00 | $31.81 | $5,573.87 |
| 10 | $330.00 | $30.19 | $5,274.06 |
| 11 | $330.00 | $28.57 | $4,972.63 |
| 12 | $330.00 | $26.94 | $4,669.57 |
| 13 | $330.00 | $25.29 | $4,364.86 |
| 14 | $330.00 | $23.64 | $4,058.50 |
| 15 | $330.00 | $21.98 | $3,750.48 |
| 16 | $330.00 | $20.32 | $3,440.80 |
| 17 | $330.00 | $18.64 | $3,129.44 |
| 18 | $330.00 | $16.95 | $2,816.39 |
| 19 | $330.00 | $15.26 | $2,501.65 |
| 20 | $330.00 | $13.55 | $2,185.20 |
| 21 | $330.00 | $11.84 | $1,867.04 |
| 22 | $330.00 | $10.11 | $1,547.15 |
| 23 | $330.00 | $8.38 | $1,225.53 |
| 24 | $330.00 | $6.64 | $902.17 |
| 25 | $330.00 | $4.89 | $577.06 |
| 26 | $330.00 | $3.13 | $250.19 |
| 27 | $251.55 | $1.36 | $0.00 |
Fixed monthly payments and a constant combined budget; freed payments and extra amounts go to the selected priority. Interest is the opening monthly balance × annual rate ÷ 12, rounded half-up to cents. No new borrowing, fees, daily interest, penalties or rate changes. Only liabilities with saved assumptions are included; currencies are never combined. This is a mathematical scenario, not a lender quote or advice about which bills to prioritize.
Keep the date in sight
Policy renewals
A private document index and in-app reminder. No email, document upload or claim decision.
Home policy example
Fictional provider · home
720 USD / annual
Renewal:
Renewal in 23 days
Do not enter full policy numbers, health information, beneficiary details, passwords or documents. A recorded sum insured does not establish claim eligibility. Dates remain in the selected time zone; a past date stays visible until you update or remove it. Reminders appear only while this workspace is open.
How your assets are spread
By your categories and dated valuations. Records without an exchange rate are excluded; funds are not broken down into their underlying holdings.
- cash$18,500.2519.6%
- fund$76,000.0080.4%